CGTMSE Loan

Credit Guarantee for Micro and Small Enterprises - Get secure loans for your MSME without collateral. Government-backed guarantee makes borrowing easier for small businesses.

No Collateral Needed

Government Guarantee

Quick Processing

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CGTMSE Loan Benefits

Govt Guarantee

Up to 85% credit guarantee

Growth Support

Expand your small business easily

Expert Guidance

Dedicated loan support team

Easy Eligibility

Simple application process

Loan Details

Loan Amount₹10,00,000 - ₹10,00,00,000

Interest Rate8% - 14% per annum

Loan Tenure12 - 60 months

Processing Fee1% - 1.5% of loan amount

CollateralNot required (Govt backed)

Credit Guarantee85% guarantee coverage

Eligibility Criteria

MSME registered with Udyam
Business operating for minimum 6 months
Annual turnover up to ₹25 crores
Credit score: 600 and above
First time borrower or with good repayment history
Valid business registration and documents

Ready to Grow Your MSME?

Get credit guarantee backed loans with hassle-free processing

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