Terms and Conditions

1. Acceptance of Terms

By accessing or using the Financersaab website (financersaab.com) or any of our services, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services.

2. About Financersaab

Financersaab is a financial advisory and loan facilitation platform based in New Delhi, India. We act as a loan intermediary connecting borrowers with banks, NBFCs, and other registered lending institutions. We do not directly lend money and are not a bank or financial institution.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age.
• Be a resident citizen of India.
• Have valid identity proof and KYC documents as required.
• Provide accurate and truthful information during the application process.

4. Our Services

Financersaab provides the following services:

• Loan advisory and consultation for Personal, Business, Home, Loan Against Property, and Overdraft loans.
• Facilitating loan applications with partner banks and NBFCs.
• Financial literacy and educational resources.
• EMI calculation tools and loan comparison assistance.

Loan approval, interest rates, and disbursement are solely at the discretion of the lending institution. Financersaab does not guarantee loan approval.

5. User Obligations

• You agree to provide accurate, complete, and up-to-date information.
• You must not submit fraudulent or misleading documents or information.
• You must not use our website for any unlawful or prohibited purpose.
• You are responsible for maintaining the confidentiality of your account credentials.
• You must not attempt to hack, disrupt, or gain unauthorised access to our systems or servers.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Financersaab and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Financersaab shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services, including but not limited to loss of data, loss of profits, or any financial losses resulting from loan decisions made by lending partners.

9. Third-Party Services

Our platform may integrate with or link to third-party services, including lending institutions and payment gateways. We are not responsible for the terms, policies, or practices of these third parties. Your interactions with them are governed by their own terms and conditions.

10. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.

11. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated date. Your continued use of our services after any changes constitutes your acceptance of the new terms.

12. Contact Us

For any questions regarding these Terms and Conditions, please reach out to us: