Overdraft Loan

Get instant access to funds with our overdraft facility. Pay interest only on the amount used, with the flexibility to withdraw and repay as per your cash flow requirements.

Pay Only for Usage

Instant Access

Flexible Repayment

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Overdraft Loan Features

Instant Access

Withdraw funds anytime, anywhere

Pay for Usage

Interest only on utilized amount

Secure

Bank-grade security for all transactions

No Prepayment

No charges for early repayment

Loan Details

Overdraft Limit₹1,00,000 - ₹1,00,00,000

Interest Rate11% - 18% per annum

Validity Period12 months (renewable)

Processing Fee1% of sanctioned limit

CollateralMay be required for higher limits

Eligibility Criteria

Age: 25 to 65 years
Business vintage: Minimum 3 years
Annual turnover: Minimum ₹25 lakhs
Credit score: 700 and above
Banking relationship: Minimum 1 year